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“We are what we do. Excellence, therefore, is not an Act, but a Habit.”  BY: MAHENDRA S. RATHORE   MBA, BA (Honors) CFP® CRPC® ChFC® CLU® PMP® CHE® We are the sum of our actions, and therefore, our Habits make all the difference. The most distinguishing difference between the successful people and underachievers goes well beyond the IQ  upbringing or surroundings but are determined by their Habits. Our Habits contribute to our health, wealth and wisdom and ultimately; self -actualization. We all have some progress limiting habits that impede our material & spiritual lives, goals achievements and interpersonal relationship.  We often find ourselves, slaves of our deeply ingrained habits, whether these are weak interpersonal relationships, a tendency to wake up late, or procrastinate on essential tasks. So, one of the biggest impediments to our progress and upward mobility in both career and social engagements or relationships are habits that we struggle to change. At times during ne

By:   Mahendra S Rathore. MBA BA (Honors) CFP® ChFC® CRPC® PMP® CLU® CHE® Over the past year, the Covid led pandemic and, leading through the unpredictable crisis, has called in for crisis leadership in every sphere of the business and industry. These tough times have spotlighted a successful leader who has led the organization with remarkable creativity, skills, agility, and maverick leadership styles. The most critical contribution psychology has made to business has been in determining the vital traits of transformational leaders. India's greatest Leader- Ashoka Psychological tests have been used to determine what characteristics are most noted among successful leaders. Based on the study of a successful leader of this era, the following characteristics can be used for developmental purposes to help managers and aspirational leaders gain insight, inspiration, and emulate pros to develop their leadership skills. Father of Nation- MK Gandhi The increasing rate of change in the g

  Revealing Revolutionary Secret- The Art of Critical Thinking:   A proven tool for circumventing your personal and business Problems. BY: Mahendra S. Rathore   MBA, MA, BA (Honors) CFP® CRPC® ChFC® CLU® PMP® CHE® CIMA, CHA® Developing Critical Thinking: Every day we are confronted with making difficult choices and decisions on the major purchases, paying for a child's fancy car, or planning for a vacation, or even whom to elect as RANA leader for the next two years. You might think some of these are small and unimportant, but trust me, none should be viewed as small as every decision we make today have far-reaching consequences and will significantly impact our financial, emotional l& social relationships in the near or distant future. For example, which candidate should I vote for in the RANA elections? Should I buy the latest car for my child because other friends have purchased it for their children? Or will buying ten lottery tickets will make me a millionaire? We are c

  W hat It T a k es : Lessons in the Pursuit o f Excellence By: Stephen A. Schwarzman. Blackstone chairman, CEO, and Co founder         Book Review By: Mahendra Singh Rathore,   Although this book is like a seven course French dinner (rich and fulling), to save you time I ' ll only offer you the hors  d'oeuvres, to assist your decision to read or listen to the complete book .   Regardless of our roles , responsibilities and disciplines, this book offers everyone practical too l s , lessons and  inspi r a t ions , in order to achieve personal excellence. The key themes are: Time management, decision making,  hiring, selection of best talents, team engagement, empowerment, dealing with business crises, creative thinking, and  ingenuity (to outsmart the competition).   Some of the best advice is in the last chapter of the book, which lists 25 l e s sons for work and life, and is a great  summary of ways of achieving excellence . To start - Take the lessons learned from the wise, t

  Holi is a festival where the Hindus celebrate festivals coinciding with the spring season. The season manifests divinity and its expression through plants, shrubs, and trees filled with sweet-smelling flowers. They all proclaim the glory and everlasting beauty of God. The season inspires us with joy, hope, and rejuvenated life. It propels you forward to our inner journey to scout out God- the creator and indweller, who is hiding himself in human hearts and these external manifestations.   Bharat's holy scriptures relate the festival to the various ancient legends." One event connected to this legend of the demon Holika is Bhakta Prahlad's devotion to Lord Narayana, and his subsequent escape from death at the hands of Holika. Prahlad's father, Hiranyakashipu, punished him in various ways to change his devotional mind and make him worldly-minded. He failed in his attempts. At last, he ordered his sister, Holika, who had a boon to remain unburnt even in fire, to take

  We might have heard of an old saying and people are salves of their HABITS- If you break the word Remove H - A BIT remains, if you further remove word A, still BIT remains. How often we make New Year resolutions and barely two months in the New Year have we often found ourselves that most of the resolutions were broken and we came back the same old habits of living our lives and hang on to the very same things that we wanted to get rid of. It is no surprise keeping our resolutions requires our unflinching commitment, laser sharp focus, self-discipline, will power and time management skills to overcome the Daemon called “Habits”.   And surprisingly, the same habits cast their ugly shadow on our planning for retirement. Why should you enroll in a retirement plan or contribute to your 401 (K) plan, 403 (b) plans? We often put the most important decision of our lives on backburners and keep delaying the decisions that can make or mar your retirement lifestyles and unknowingly make our li