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  Social Security Benefit Claiming Strategies Mahendra S. Rathore ,  MBA BA (Hon) CFP® ChFC® CRPC® CLU® CHE® PMP® According to an AARP Study, there are 10,000 baby boomers reaching retirement age every day, additionally, 10,000 baby boomers are turning 65 every single day, and this trend is expected to continue into 2030. Providing guidance and navigating the convoluted, confusing and complex rules for Social Security benefits requires that an advisor possess an uncanny ability to cut through a myriad of complexities and help clients maximize their benefits. Social Security represents a significant source of income for most Americans. According to a Govt. statistic, Social Security benefits contributes to about 40% of an average retirees’ income. Although most Social Security recipients escape income taxes completely on all their benefits, middle- and upper-income level retirees must count to 85% of their benefits as reportable income. Social Security is a major portion of retirement i

Life Lessons from Marcus Aurelius and "Stoicism" By: Mahendra S. Rathore. MBA MA PMP CFP CRPC ChFC  I am reading how the ancient philosophy of Stoicism and how relevant this is in modern-day life. Dictionary meaning of Stoicism is "The endurance of pain and hardship without displaying feelings and without complaint. "Stoicism" was propounded by Greek philosopher Marcus Aurelius. This utopian philosophy shows how ancient wisdom can guide us in modern life challenges- both personal and work life. Marcus Aurelius can help us overcome adversity and offer time-tested strategies to deal with uncertainties, unforeseen situations, and events. Stoicism teaches us how to respond to daily life challenges and situations. We have control in the way we react to these unplanned, unforeseen situations. Power of Meditation: The other meaningful learning from his philosophy is the power of Meditation. By Meditation, we can gain control over thoughts, reactions, and emoti