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  Holi is a festival where the Hindus celebrate festivals coinciding with the spring season. The season manifests divinity and its expression through plants, shrubs, and trees filled with sweet-smelling flowers. They all proclaim the glory and everlasting beauty of God. The season inspires us with joy, hope, and rejuvenated life. It propels you forward to our inner journey to scout out God- the creator and indweller, who is hiding himself in human hearts and these external manifestations.   Bharat's holy scriptures relate the festival to the various ancient legends." One event connected to this legend of the demon Holika is Bhakta Prahlad's devotion to Lord Narayana, and his subsequent escape from death at the hands of Holika. Prahlad's father, Hiranyakashipu, punished him in various ways to change his devotional mind and make him worldly-minded. He failed in his attempts. At last, he ordered his sister, Holika, who had a boon to remain unburnt even in fire, to take

  We might have heard of an old saying and people are salves of their HABITS- If you break the word Remove H - A BIT remains, if you further remove word A, still BIT remains. How often we make New Year resolutions and barely two months in the New Year have we often found ourselves that most of the resolutions were broken and we came back the same old habits of living our lives and hang on to the very same things that we wanted to get rid of. It is no surprise keeping our resolutions requires our unflinching commitment, laser sharp focus, self-discipline, will power and time management skills to overcome the Daemon called “Habits”.   And surprisingly, the same habits cast their ugly shadow on our planning for retirement. Why should you enroll in a retirement plan or contribute to your 401 (K) plan, 403 (b) plans? We often put the most important decision of our lives on backburners and keep delaying the decisions that can make or mar your retirement lifestyles and unknowingly make our li